Tag: 3000的外围其实很一般

June 18, 2021

Risk management critical for insurers: Rudin

first_img Facebook LinkedIn Twitter Against a backdrop of economic uncertainty, challenging market conditions and evolving industry practices, it’s critical for insurance companies to focus on risk management more than ever before, according to Jeremy Rudin, Superintendent of Financial Institutions. Speaking at KPMG LLP’s insurance issues conference in Toronto on Monday, Rudin said it’s important for industry players to constantly monitor all potential risk factors, and to have sufficient risk management capabilities and capital buffers in place to manage those risks. Megan Harman “The future is uncertain,” he said. “We expect companies to do their own risk assessment — they need to measure their risks, they need to monitor their risks, they need to manage their risks. And, they need to be capitalized, so that if their predictions go wrong, and they experience losses, they can survive through plausible but severe losses and still serve their customers.” Rudin highlighted three key risks and challenges currently facing the insurance industry: 1. Technology Continuous advancements in technology create both challenges and opportunities for the insurance industry. “Technological change could have a big impact on the industry as a whole, and on individual players,” Rudin said. “And, it could do so at a pace that’s very difficult to predict.” In particular, Rudin said technological advancements could shake up distribution practices in the insurance industry. With online sales having become a prominent distribution channel in the retail industry and many other sectors, he said insurers face the challenge of keeping up with evolving consumer expectations. “In other industries, we’ve seen technology change the sales model,” he said. Online sales have begun to gain traction in the insurance industry, however Rudin said it has been slower to catch on, given the important role that personalized advice plays in the insurance sales process. “In insurance, of course, the sales model is a very important aspect of the business — there is a lot of reliance on individual brokers or a captive sales force that is actively selling,” he said. Nonetheless, he said there’s a possibility that online sales of insurance policies will become more pervasive over time. 2. Cyber risk Along with advancing technology comes the growing risk of cyber breaches, Rudin said. Although insurance companies generally face less risk in this area compared to banks, given the nature of the information at risk, he urged insurers to treat cyber security as a key priority. “It’s no less important,” he said. “Data integrity issues can very much damage the brand.” The Office of the Superintendent of Financial Institutions has developed a self-assessment guide that insurance companies can use to gauge the scope of the risks they face in this area, Rudin said. 3. Economy Economic uncertainty also represents an ongoing challenge for the industry, Rudin said. The prolonged period of low interest rates has presented a major challenge for life insurers, in particular, because of the long-term liabilities associated with the products in that industry. However, Rudin said the industry has done a good job of adapting to the low interest rate environment. “I would say that overall, the Canadian life industry has adjusted well.” More recent economic developments, including a decline in oil prices and in the Canadian dollar, have underscored the need for companies to continue to be prepared for sudden and unexpected changes in the economic environment, Rudin said. “The recent change in oil prices is an object lesson in why we expect institutions to have a good risk management capability, to understand their risks enterprise-wide, and to be very well capitalized,” he said. “It reminds people, in a very useful way, that things can change — and they can change rapidly.” OSFI issues revised guideline for insurance companies’ securitization exposures Share this article and your comments with peers on social media Keywords Life insurance industryCompanies Office of the Superintendent of Financial Institutions OSFI proposing revisions to insurers’ capital rules Related news OSFI previews new capital rules for seg fund risklast_img read more

March 3, 2021

Flogging Molly and Gogol Bordello Announce Joint Tour Dates

first_imgGogol Bordello and Flogging Molly are teaming up for a twelve-date run of shows this June, playing a number of high-profile amphitheatres across the country. The tour kicks off on June 11th in Michigan, and wraps up on the 29th in Columbus, Ohio.Tickets will go on sale this Friday, February 20th, via LiveNation. Check out the tour dates below:Flogging Molly and Gogol Bordello Tour Dates:June 11 Rochester Hills, MI—Meadow Brook TheatreJune 12 Pittsburgh, PA—Stage AE PavilionJune 13 Cincinnati, OH—PNC Pavilion at RiverbedJune 15 Charlotte, NC—Uptown Amphitheatre at NC Music FactoryJune 16 Raleigh, NC—The Red Hat AmphitheaterJune 18 Wallingford, CT—Toyota Presents Oakdale TheatreJune 19 Boston, MA—Blue Hills Bank PavilionJune 21 Toronto, ON—TD Echo BeachJune 23 Indianapolis, IN—Farm Bureau Insurance Lawn at White River State ParkJune 25 Baltimore, MD—Pier Six PavilionJune 26 Asbury Park, NJ—Stone Pony LotJune 27 Philadelphia, PA—Festival Pier at Penn’s LandingJune 29 Columbus, OH—Lifestyles Communities Pavilionlast_img read more

March 1, 2021

Wayne Coyne Talks Freaking Out On Acid At A Drive-Thru In ‘Tales From The Trip’ [Watch]

first_imgThe Flaming Lips have built a reputation on their far-out stage antics and penchant for psychedelic sounds. The cornerstone of that public persona is frontman Wayne Coyne, who serves as a Willy Wonka of sorts for audiences’ trippy and terrifying boat ride through the tunnel of the band’s music.Though Coyne, 59, has calmed down with age as well as the arrival of a new baby and the purchase of a safe and fuel-efficient Volvo, there was a time when he partook in his fair share of psychedelics. In the latest episode of Comedy Central‘s Tales From The Trip web series, Coyne recounts the time he went through a drive-thru on acid and things got a little too real.In the video, released last week, Coyne immediately sets the scene with the hypothetical, “Seeing fresh human blood in a big amount is always a little bit shocking, imagine seeing that the first time that you did acid.” With that, we’re taken back to 1977 when Coyne was just 16 years old.Even at 16, Coyne gave off the aura of someone who knew his way around different dimensions. Thus, even though it was his first time taking LSD, all of the other kids with whom he was wading into the proverbial were under the impression that he was an experienced psychonaut. Things started out mundane as Coyne and his teenage companions walked around the neighborhood, feeling the wind in their hair and laughing the laugh of drug-addled adolescence.As the night wore on into early morning and everyone else starts to come down, Coyne isstill in the throes of his trip. As everyone’s appetite returns, he somehow is elected as the one to take them through the drive-thru up the road. As if consorting with the straight world while high on psychedelics wasn’t terrifying enough, Coyne and his party arrived just following an attempted robbery.Related: The Black Keys’ Patrick Carney Talks Bad Mushroom Trip On ‘Tales From The Trip’ [Watch]It appears that the car in front of them tried to reach through the drive-thru window and pick up the register. Fortunately for the restaurant, the register was bolted to the counter. Unfortunately for the would-be thieves, one of them sliced his wrist open while breaking the glass window. The drive-thru attendant, unfazed, hands over the bag of burgers to a terrified Coyne through the broken glass while also wiping up the blood. While the overall experience may have been scarring for the budding musician, it taught him a valuable lesson, “I never ordered cheeseburgers on LSD again.”Watch Wayne Coyne talk about his horror movie drive-thru experience while on acid in the clip from Tales from the Trip below.Tales from the Trip – Flaming Lips’ Wayne Coyne Had an Existential Crisis at a Drive-Thru on Acid[Video: Comedy Central Originals]last_img read more

February 27, 2021

Single Foster Dad Adopts 5 Siblings So They Won’t Have to Be Apart Like He Was in His Childhood

first_img“Mr. Carter was the only foster parent willing and able to adopt all of the children,” caseworker Stacey Barton told WCVB-5 TV. “His childhood background has made him aware of the importance of keeping siblings together.”Prior to the adoption, Carter was already fostering the three brothers. When he arranged for the girls and their foster moms to meet up so the children wouldn’t lose touch with one another and realized how distressed they all were at the end of the visit, he knew there was only one course of action. The responsibility was a lot for the single dad to take on by himself, but Carter was determined to keep these kids together. It’s not always easy. You can choose your family, but that doesn’t mean they’re going to feel like a family overnight. RELATED: After Boy Was Abandoned at Hospital, Peter Was Asked to Take Him for a Weekend—And Kept Him For a LifetimeRight now, Carter is concentrating on earning his children’s trust and trusting that in time, love will come along, too.“[I’m] making memories to replace a lot of the bad ones,” Carter said. “Every night, I talk to them and let them know, ‘I’m your dad forever. I know what it’s like, and I’m always here for you.’”MORE: As Couple Flies Home With Newly-Adopted Daughter, Strangers on Plane Throw Impromptu Baby ShowerAnd isn’t that what being a real family is all about?SHARE This Beautiful Story With Your Friends on Social Media…AddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to EmailEmailEmailShare to RedditRedditRedditShare to MoreAddThisMore AddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to EmailEmailEmailShare to RedditRedditRedditShare to MoreAddThisMoreWhile it’s true that none of us gets to choose our relatives when we’re born, we can have a say in who we choose to call family. That’s just what foster dad Robert Carter did when he decided to adopt an entire brood of five siblings.Hamilton County JFS Adoption & Foster Care Recruitment29-year-old Carter, who’d spent years in the Ohio foster care system himself, knew only too well what it was like to lose touch with loved ones. He entered the system at age 12. It wasn’t until years later that he was finally reunited with his younger sister and brother.The children Carter adopted, whose names are Marionna, Makayla, Robert, Giovanni, and Kiontae, were living in three separate foster homes when he was awarded custody.last_img read more

January 17, 2021

Watch the Avenue Q Family Celebrate 15 Years with a Charming Performance on Today

first_img“Everything in life is only for now,” says the friends and neighbors of the delightfully naughty Avenue Q. That mantra might hold true in some cases, but it is hard to believe it applies to this Tony-winning hit, which marks its 15th anniversary this month. The cast of the smash musical, currently playing to crowds nightly at off-Broadway’s New World Stages, took to Today on July 18 to ring in their milestone with a special a cappella tune crafted specifically for the show’s birthday. Watch Princeton, Kate Monster and the whole gang below—and don’t miss your chance to revisit the fan-favorite show again soon. Show Closed This production ended its run on May 26, 2019 Avenue Q View Comments Related Showslast_img read more

September 23, 2020

Construction Career Day Now on Bi-Annual Schedule

first_imgFacebookTwitterEmailPrintFriendly分享For the last three years the Alaska Construction Career Day has drawn local students from across the peninsula around this time. Last year the State Department of Transportation decided to go to a bi-annual schedule, according to Pegge Erkeneff with the Kenai Peninsula Borough School District. The event plans to be back next year with more opportunities to get students interested in construction career fields.center_img Erkeneff: “Different learning experiences with local construction companies, with welding, with process technology and being able to talk to other reps in the area about different opportunities for work beyond high school. And so that’s a project that’s been going on in collaboration with work force development and the state with the last couple of years but it did go to an every other year program so we aren’t going to have it this spring, but next year all of our juniors and seniors can participate.” last_img read more

August 30, 2020

Britton’s return, Machado’s absence bring Orioles’ expected sell-off into focus

first_imgBALTIMORE — The Orioles cleared the final real hurdle for their anticipated sell-off with the activation of two-time All-Star closer Zach Britton from the disabled list on Monday.There are no more excuses for waiting to dive into the trade market with the deadline now seven weeks away.The Memorial Day checkpoint came and went two weeks ago with Baltimore hopelessly in last place. The amateur draft is in the books, removing that important task from the ledger. And now Britton has returned less than six months after tearing his right Achilles tendon, giving him several weeks to rebuild his trade value that’s taken a hit over the last 14 months because of injuries.Opposing scouts were already watching the left-hander during his five-game minor-league rehab assignment, which concluded with a 1.69 ERA and six strikeouts in 5 1/3 innings. The Orioles now hope Britton resembles the closer who recorded 120 saves and a 1.38 ERA from 2014-2016 to make him that much more attractive to contending clubs aiming to bolster their bullpen.“Every time I get the ball, pitch well and help the team,” said Britton, who’s trying his best not to view his return as an audition for other teams. “Regardless of our standing or the trade discussions, the mindset’s just going to be to go out there and pitch well.”Manager Buck Showalter said he’d prefer not throwing Britton into a save situation immediately, but the organization knows opposing teams will want to see how he handles high-leverage situations sooner than later. Pitching effectively in minor-league games was an important step, but there’s no simulating the pressure and adrenaline of the ninth inning of a major league game. Hopefully the reeling Orioles can scrounge together enough save chances to help him further prove his worth over the next few weeks.Britton’s return coincided with the absence of shortstop Manny Machado, who was out for the series opener against Boston due to illness. Machado not being in the lineup for the first time all season initially sparked fan chatter about a potential trade before Showalter confirmed the star infielder was dealing with the same bug that sidelined third baseman Danny Valencia in Toronto on Sunday.Not seeing Machado batting third and playing shortstop Monday previewed the reality the Orioles are facing at some point in the near future.“I’d be less than frank if I said that I hadn’t already thought about that,” Showalter said. “You should’ve already thought about it. You should think about all guys. If somebody’s hurt, what’s your ‘what if?’ There’s not anybody on the horizon or maybe in baseball that’s a ‘what if’ that’s available like Manny. I don’t need a reminder of watching it tonight.”Entering Monday 26 games below .500 and 24 1/2 games out of first place in the American League East, the Orioles imagining how much worse it could get without their best player isn’t pleasant to say the least.But it will be their reality all too soon.last_img read more